How do I apply and how long does it take?

You can apply online at any time. We’ll ask for your details like how much you’d like to borrow, what you’ll use it for, and your latest accounts and bank statements.

Approval depends on your financial circumstances, borrowing history and our lending criteria. You can apply for a business overdraft online in a few minutes, but the length of time it takes to get approved depends on your individual circumstances and is based on the quality and completeness of the information you provide to us.