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Who can get a business overdraft?

Business overdrafts are available to UK-registered Limited Companies and Limited Liability Partnerships that:  

  • have (or are happy to open) a Business Rewards Account as their main business current account via which they’ll manage all UK turnover
  • have been trading for more than 24 months 
  • have a turnover of more than £500,000 (or above £300,000 if application supported by the Growth Guarantee Scheme)
  • can show that they’re profitable
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